The purpose of online banking is to preform banking activites at home, via the internet. It allows customers to access there account anytime and can be done from anywhere with internet access. Online bankine can update information in real-time or infromation updated on a daily basis.
Target audience: It is the people that have bank accounts and aimed at people that don't have the time to go into the bank to make payments. It is also target at the age of people who have computers and can complete online banking.
http://www.halifax.co.uk/home/home.asp and https://ibank.barclays.co.uk/olb/o/LoginMember.do :
Both of these websites allows you to be able to: make and account with the bank and then you can complete numerous banking transactions, which fulfills the purpose of online banking.
Online banking could be improved in the future by as sometimes you have to put in a check request as early as 2 weeks before it is due, causing them to lose interest on that moeny for two weeks. Some services such as travelers checks and cashiers checks are not offered by online banking.
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